Critical Illness

Heart attacks, strokes, and cancer are becoming increasingly common, but not all serious illnesses lead to sudden death. However, when you’re seriously ill, you often face unexpected financial burdens. The costs of medical treatments can be overwhelming, and on top of that, ongoing living expenses, professional care, and specialized requirements can drain your finances.

Critical Illness Coverage provides financial protection by ensuring you receive a substantial cash sum when diagnosed with a serious illness. This coverage can help ease the financial strain, allowing you to focus on your recovery rather than worrying about expenses.

MyGuardian CI - An affordable solution that can be customised according to your life stage and lifestyle

As we live longer lives, the risk of getting a critical illness is higher.

With MyGuardian CI, you have the flexibility to choose from various modules and optional benefits,

allowing you to protect yourself in the best possible manner.

Get in touch with us

to know more on the best protection for yourself and your loved ones.

Key Features

• Longer Coverage
  Coverage up to the age of 75 years.

• Tax Free Payout
  Claim payments are tax free.

• Tax Deductible Premiums
  Premiums are tax deductible.

• Plan Upgrades
  Plans can be upgraded at renewal as long as you have not made a claim.

• Lump Sum Claim Payment
  Majority of our benefits are paid on a lump sum basis. This makes the claims process easier and allows you to make a claim in addition to other insurance policies for the same benefit.

• Renewal Bonus
  Your principal policy sum insured for critical illness benefits increase by 10% annually for 5 consecutive years as long as you continue to renew your policy and have not made a claim.

Downloads & Claims

• Brochure

• Product Disclosure Sheet

• Policy Wording

• Policy Amendment Form

• Direct Debit Authorization Form 

• Beneficiary Nomination Form