Group Employee Benefits Program: A Strategic Investment

Our program is specifically designed to help employers provide comprehensive, cost-effective insurance coverage for their employees. With flexible options, employers can structure benefits through direct provision or subsidized monthly salary deductions.

Strategic Value for Employers

• Outsource Claims Management: Streamline the entire claims process, ensuring a smooth and hassle-free experience for your HR department.

• Predict Healthcare Costs: Gain better control over employee healthcare expenses, allowing for more effective budget management and forecasting.

• Enhance Workforce Productivity: A healthier, satisfied workforce leads directly to improved engagement and overall corporate efficiency.

• Boost Employee Loyalty: Offering superior welfare benefits is a proven strategy to increase employee morale and improve staff retention.

Core Employee Protection Plans

1. Group Personal Accident (GPA)

• Accidental Death and Disablement

Provides essential financial protection and lump-sum payouts in the event of death or permanent disablement due to accident.

• Accidental Medical Reimbursement

Coverage for medical expenses resulting directly from an accident.

• Weekly Indemnity

Compensation for lost wages due to temporary disability caused by accidental injuries.

• Emergency Support

Coverage for emergency medical evacuation and repatriation costs.

• Bereavement Benefit

Financial assistance provided to the employee's family in the event of death.

• More coverage not listed

2. Group Employee Medical Plan (GHS)

• Inpatient Care

Coverage for hospitalization costs, including Daily Room and Board and Intensive Care Unit (ICU) Charges.

• Surgical Benefits

Comprehensive coverage for surgeries and associated charges required during hospitalization.

• Consultation Fees

Includes fees for General Practitioners, specialists, and pre/post-hospitalization consultations.

• Emergency Treatment

Coverage for emergency outpatient treatment and associated Ambulance Fees.

• More coverage not listed